Property Knowledge: Ignore This Rule and You Could Lose Ownership of Your Property
DDA’s New Condition for EWS Flats Could Cost You Your Dream Home – Know All the Details
Buying a house is not just a financial decision—it’s a life goal. People work hard for years, save every penny just to own a place they can call “home.” But what if a small mistake or neglecting a rule could cost you the ownership of that very home?
If you’re planning to buy a house under the DDA (Delhi Development Authority) scheme, especially in the EWS (Economically Weaker Section) category, you must read this. DDA has recently introduced a crucial condition that all buyers must follow. Failure to comply could result in the loss of ownership of the property.
Let’s understand this condition and the entire scheme.
✅ DDA’s New Rule: No Sale or Transfer for 5 Years
Under the new DDA rule, EWS category buyers cannot sell or transfer their flats for five years from the date of possession.
The primary reason behind this condition is to ensure that these affordable flats go to the truly needy—those who want to live in them, not those looking to make a profit through resale.
Violation of this condition could lead to the cancellation of ownership. Yes, DDA has the right to take the flat back if this rule is broken.
📍 Where Are These Flats Available?
Under the Sabka Ghar Housing Scheme, DDA is currently offering 7,500 flats located in three areas of Delhi:
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Loknayakpuram
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Sirsapur
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Narela
The scheme works on a First Come, First Serve basis. On the very first day, more than 450 bookings were made, showing the high demand for these homes.
🏠 What Are the Categories of Flats?
To ensure every income group gets a home that suits their needs and budget, DDA has divided the scheme into four categories:
1. HIG (High Income Group)
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For high-income individuals
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Premium flats with modern amenities
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Spacious and luxurious
2. MIG (Middle Income Group)
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Designed for the middle class
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Affordable with good facilities
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Ideal for average-sized families
3. LIG (Low Income Group)
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For those with lower income
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Budget-friendly flats
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Compact and functional
4. EWS (Economically Weaker Section)
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Annual income must be ₹10 lakh or less
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Most affordable housing option
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Priority given to genuine needy buyers
📄 How to Apply for the Scheme?
Applying for this scheme is very simple and can be done online from your home.
Step-by-step Guide to Apply:
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Visit the official DDA website: https://dda.gov.in
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Go to the “Sabka Ghar Yojana” section
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Download the brochure and read all details carefully
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Fill out the online form with the following information:
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Full Name
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Address
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Aadhaar number
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Income certificate details
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Select your income category (HIG/MIG/LIG/EWS)
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💰 What Is the Booking Amount?
Depending on the category you choose, the initial booking amount is as follows:
| Flat Category | Booking Amount |
|---|---|
| EWS | ₹50,000 |
| LIG | ₹1,00,000 |
| MIG | ₹4,00,000 |
| HIG | ₹10,00,000 |
This amount needs to be paid via online payment methods. Booking is confirmed only after successful payment.
📑 Required Documents
When filling the form, you need to upload scanned copies of these documents:
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Aadhaar Card
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Income Certificate
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Passport-size photograph
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Proof of residence
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Bank details (for refund if needed)
⚠️ Why Is This Rule Important?
The main goal of DDA is to ensure genuine home seekers get access to affordable housing.
If people start buying these flats just to resell them for profit, then the actual needy citizens will miss out. That’s why this 5-year no-sale condition is crucial.
If you break the rule:
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Your ownership may be cancelled
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You may be disqualified from future DDA schemes
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You might even face legal action
📢 What’s the Purpose Behind This Scheme?
The Sabka Ghar Yojana is not just a real estate project—it’s a social mission. Its core objectives include:
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Providing housing to all, especially the underprivileged
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Offering safe and affordable living conditions
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Reducing housing shortage in Delhi
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Eliminating brokers and investors who misuse schemes
📝 Conclusion
If you dream of owning a home in Delhi, DDA’s Sabka Ghar Scheme is a golden opportunity.
It’s especially beneficial for people in the EWS category—but only if you follow the rules.
The 5-year restriction on selling or transferring the flat is not just a legal clause—it’s a commitment to fairness. A single mistake or ignorance can lead to losing the very home you dreamt of.
Read all conditions carefully, understand them, and apply only if you’re sure.
📌 Key Takeaways at a Glance
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EWS flat buyers cannot sell or transfer their flat for 5 years
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Breaking the rule may lead to cancellation of ownership
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Application is completely online
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Scheme works on a First Come, First Serve basis
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7,500 flats available across 3 locations in Delhi
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Categories include HIG, MIG, LIG, and EWS
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You must upload required documents while applying
🏁 Final Words
If you're planning to buy a house in Delhi, visit the official DDA website and apply under the Sabka Ghar Scheme.
Don’t miss this opportunity—but make sure to follow the rules.
Because one mistake... and you could lose your dream home!
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