Indian Tycoons

The Public Provident Fund (PPF) has long been considered one of the safest and most reliable investment options in India. Supported by the Government of India , this small savings scheme offers guaranteed returns, tax benefits, and complete capital protection. Because of these advantages, many investors wonder if opening more than one PPF account could help them save more or earn higher returns. But is that actually allowed? The answer lies in the government’s clearly defined rules. Here is a detailed and easy-to-understand explanation of whether you can open multiple PPF accounts, what happens if you do, and the exceptions you should know about. Understanding the PPF Scheme PPF is a long-term savings-cum-investment scheme with a lock-in period of 15 years . During this time, an individual can deposit money every year and earn fixed interest. Key features of PPF include: Annual investment range: ₹500 to ₹1.5 lakh Tenure: 15 years , extendable in blocks of five years Returns: Fully ta...

In a world where petrol prices have become a painful part of everyday life, many people wonder why fuel costs so much in some countries while remaining extremely low in others. For example, in India, petrol often costs over ₹100 per litre — a price point that makes filling up a vehicle’s tank a significant monthly expense for most citizens. Yet in some nations, petrol can be bought for as little as ₹2–3 per litre — cheaper than a bottle of water! So, which country actually sells petrol for around Rs 3 per litre — and where fuel is so cheap that it seems almost unbelievable? Let’s explore the fascinating global picture of petrol pricing and uncover the truth behind the numbers. 🌍 Why Petrol Prices Vary So Much Around the World Fuel prices across countries are determined by a mix of: Government Subsidies – Many oil-producing nations subsidize the cost of petrol to keep prices low for their citizens. Domestic Oil Production – Countries with abundant oil reserves often have lower fuel ...

जब अचानक पैसों की जरूरत पड़ती है, तो सही लोन चुनना आसान नहीं होता। पर्सनल लोन, होम लोन, ऑटो लोन—हर विकल्प की अपनी शर्तें और ब्याज दरें होती हैं। लेकिन अगर आपके पास पहले से ही फिक्स्ड डिपॉजिट (FD) है, तो एक बेहतर और सस्ता विकल्प मौजूद है— एफडी के बदले लोन । भारत के सबसे बड़े सरकारी बैंक State Bank of India (SBI) अपने ग्राहकों को टाइम डिपॉजिट के बदले लोन की सुविधा देता है, जिसमें आपको अपनी एफडी तोड़ने की जरूरत नहीं पड़ती। इस लेख में हम आसान भाषा में बताएंगे कि SBI से एफडी पर कितना लोन मिल सकता है, ब्याज दर क्या है, पात्रता, आवेदन प्रक्रिया और चुकाने के नियम क्या हैं। एफडी के बदले लोन क्या होता है? एफडी के बदले लोन एक सिक्योर्ड लोन होता है, जिसमें आपकी फिक्स्ड डिपॉजिट बैंक के लिए गारंटी (Security) का काम करती है। बैंक आपकी एफडी पर लियन लगाकर आपको लोन देता है। इसका सबसे बड़ा फायदा यह है कि: आपकी एफडी सुरक्षित रहती है एफडी पर ब्याज मिलता रहता है लोन पर ब्याज दर कम होती है यानी बिना एफडी तोड़े आप जरूरत का पैसा पा सकते हैं। SBI एफडी के बदले कितना लोन देता है? SBI की इस सुविधा का सबसे बड़ा...

Rice is one of the most humble foods known to humanity. For billions of people across Asia, Africa, and parts of Europe, rice is not just a meal—it is survival, culture, and comfort. Because of this deep familiarity, rice is usually associated with simplicity and affordability. A sack of rice feeds families, not luxury lifestyles. Yet, in a surprising corner of the global food market, rice has been transformed into an ultra-premium product—so rare and refined that its price rivals expensive gadgets and designer goods. This is the story of the world’s most expensive rice, a grain that challenges everything we think we know about everyday food. The Rice That Made History The title of the world’s most expensive rice belongs to Kinmemai Premium , a high-end Japanese rice variety that gained international attention after being featured by CNN . In 2016, it was officially recognised by Guinness World Records , cementing its place in culinary history. What makes Kinmemai Premium remarkable is...

Every home carries stories that are often left unsaid — moments of joy and sorrow, dreams realized and deferred, sacrifices made quietly, and emotions kept behind closed doors. घर-घर की अनकही कहानी ( The Unspoken Story of Every Home ) by Alka Kumari (Alka Mishra Minky) , published by Authors Click Publishing, brings these silent narratives into the light. Released on 27 January 2026 , this first edition paperback , spanning 128 pages , offers a heartfelt exploration of Indian households, their struggles, and the inner strength that keeps them together. The book’s title perfectly captures its essence. In every family, countless feelings go unexpressed, acts of love remain unacknowledged, and resilience often hides behind everyday routines. Through her reflective and emotionally grounded writing, Alka Mishra Minky transforms these invisible experiences into a literary mirror, encouraging readers to recognize and empathize with the unspoken stories of their own homes. Book Overview Title...

In an age where books often race to entertain, Likha Nahi Gaya लिखा नहीं गया by Alka Mishra (Minky) stands apart as a gentle, introspective literary work. The title, which translates to “Not Written,” hints at its deeper purpose — to explore the emotions, silences, and thoughts that words alone cannot capture. Published by Chyren Publication on 22 December 2025 in a reader-friendly B5 format, this book offers a reflective journey for those willing to look beyond the surface of everyday life. About the Author Alka Mishra, affectionately called Minky, brings authenticity and sensitivity to Hindi literature. Her writing is a bridge between prose and poetry, capturing moments of quiet introspection that many readers find relatable. Unlike conventional writers who focus on dramatic plots, Minky celebrates the ordinary yet profound experiences that often remain hidden in our daily lives. Her work resonates with honesty, vulnerability, and emotional depth, inviting readers to reflect on thei...

In India’s rapidly growing urban centers and Tier 1 cities, owning a house or flat is not just a dream—it’s also an investment. Many homeowners buy properties with the idea of earning monthly rental income. But in the process, certain legal questions arise: If you rent out your flat, do you still qualify as a “consumer” under Indian law? Can builders deny your consumer rights by claiming that your property purchase was for business purposes? Recently, the Supreme Court of India provided clarity on this important issue, delivering relief to millions of homebuyers across the country. The Context: Buying Property vs. Renting It Out Urban residents often invest in flats or apartments with dual goals: owning a home and earning rental income. However, some builders have argued that when a flat is rented out, the purchaser is no longer acting as a “consumer.” They claim that such purchases are intended for business purposes and, therefore, the buyer cannot avail the protections of the Consume...