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Professional Tax Explained: Who Pays It, Which States Levy It, and Does It Impact Your CTC?

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In India, taxes are a part of everyday financial life. Whether you buy goods, earn a salary, or run a business, some form of tax applies. We often hear about income tax and GST , but there is one tax that silently gets deducted from many salaries every month and still confuses people — professional tax . Many employees notice a small deduction in their salary slip and wonder: What is professional tax? Why am I paying it? Is it part of my CTC? If you have similar questions, this article will clear all your doubts. What Is Professional Tax? Professional tax is a direct tax levied by state governments in India on individuals who earn income through employment, profession, trade, or business. Despite its name, professional tax is not limited to professionals like doctors or lawyers. It applies to: Salaried employees Self-employed individuals Business owners Professionals across various fields For salaried individuals, employers deduct professional tax from the salary and deposit it ...

बैंक लॉकर से सोने के गहने गायब हो जाएँ तो क्या करें? जानिए बैंक कितना मुआवज़ा देता है

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भारत में बैंक लॉकर को सबसे सुरक्षित जगह माना जाता है, जहाँ लोग अपने कीमती सामान जैसे सोने के गहने, सिक्के, ज़रूरी दस्तावेज़ और पारिवारिक धरोहर रखते हैं। घर की तुलना में बैंक लॉकर ज़्यादा सुरक्षित लगता है क्योंकि वहाँ सीमित प्रवेश, सीसीटीवी कैमरे, मजबूत ताले और सख्त नियम होते हैं। लेकिन एक सवाल अक्सर लोगों को परेशान करता है— अगर बैंक लॉकर में रखे सोने के गहने गायब हो जाएँ तो क्या होगा? क्या बैंक इसकी ज़िम्मेदारी लेता है? ग्राहक को कितना मुआवज़ा मिल सकता है? RBI के नियम इस बारे में क्या कहते हैं? इस लेख में हम इन सभी सवालों के जवाब देंगे। लोग बैंक लॉकर पर भरोसा क्यों करते हैं? बैंक लॉकर कई सुरक्षा व्यवस्थाओं के साथ आते हैं, जैसे: लॉकर रूम में सीमित प्रवेश ड्यूल-की सिस्टम (ग्राहक की चाबी + बैंक की मास्टर चाबी) सीसीटीवी निगरानी तय समय में ही लॉकर संचालन हर बार लॉकर खोलने का रिकॉर्ड इन व्यवस्थाओं की वजह से लोगों को लगता है कि उनका कीमती सामान पूरी तरह सुरक्षित है। लेकिन सच्चाई यह है कि बैंक लॉकर बीमा (इंश्योरेंस) नहीं होते । बैंक लॉकर पर RBI के नियम क्या कहते हैं? भारत में बैंक लॉकर से जुड़...

Meet Mohan Mahal: India’s First Zero-Electricity Restaurant Will Leave You Speechless

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In a time when restaurants compete through neon lights, digital menus, and Instagram filters, one extraordinary place in Jaipur chooses darkness—lit only by fire. No switches. No bulbs. No electricity. Just candles, mirrors, and centuries of royal memory. This place is Mohan Mahal , a one-of-a-kind dining destination tucked inside The Leela Palace Jaipur . Widely recognised as India’s first zero-electricity restaurant , Mohan Mahal offers something rare in the modern world: a return to stillness, tradition, and timeless beauty. A Dining Space That Lives by Flame, Not Power The defining feature of Mohan Mahal is its complete rejection of artificial lighting. Once evening falls, the restaurant is illuminated entirely by hundreds of candles. There are no hidden bulbs or emergency lights inside the dining hall. As each candle is lit, its flame reflects off more than 3,50,000 hand-cut mirrors , transforming the room into a glowing chamber of gold and amber tones. The light feels alive—soft,...

Adv. Harjeet Kaur: Shaping Global Change Through Law, AI, and Social Advocacy

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In an era where technology, justice, and social responsibility intersect, Adv. Harjeet Kaur stands out as a visionary leader. As an international legal scholar, social impact writer, and policy-focused academic, she works at the crossroads of artificial intelligence, juvenile justice, gender equality, and civic responsibility. Her unique approach combines scholarly rigor, practical advocacy, and ethical innovation, making her a leading voice in global discussions on law and society. Global Recognition and Distinctions Adv. Kaur’s work has earned her numerous international accolades. She is a proud recipient of the Nelson Mandela International Excellence Award , recognized for her leadership, literary contribution, and social impact. She also received the Global Legacy Award , honoring her sustained global contributions across multiple domains. Her creativity has shone on the world stage as well. She secured second place in the Lifeline Podcast International Poetry Competition and par...

This Village Sleeps in Coffins—And They Say It Makes Them Live Longer

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Across the globe, people are searching for the secret to a longer and more meaningful life. Some invest in organic diets, others follow strict fitness routines, and many turn to meditation apps and spiritual retreats. Entire industries are built around slowing aging and improving mental health. But in one remote village, the idea of living better has taken a shocking and deeply unconventional form. Here, people sleep in coffins. Not as a punishment. Not as a dare. And certainly not because they are obsessed with death. For the villagers, sleeping in a coffin is a daily practice meant to sharpen the mind, humble the ego, and remind them of the fragile value of life itself. To many outsiders, it sounds disturbing. To the people who live here, it feels perfectly natural. A Daily Encounter With Mortality In most societies, death is hidden. Hospitals, funeral homes, and euphemisms keep it at a distance. People are encouraged to think about success, youth, and the future—but rarely about the...

भारत का पहला अंडरवॉटर रोड-कम-रेल टनल: असम में ₹18,662 करोड़ की ऐतिहासिक परियोजना, बदलेगी पूरे पूर्वोत्तर की तस्वीर

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भारत ने बुनियादी ढांचे के क्षेत्र में एक ऐतिहासिक कदम उठाते हुए अपने पहले अंडरवॉटर रोड-कम-रेल टनल को मंजूरी दे दी है। यह विशाल परियोजना असम में ब्रह्मपुत्र नदी के नीचे बनाई जाएगी और गोपुर को नुमालीगढ़ से जोड़ेगी। इस पूरे कॉरिडोर की लागत ₹18,662 करोड़ है। यह परियोजना न केवल यात्रा का समय कम करेगी, बल्कि माल ढुलाई को सस्ता बनाएगी, क्षेत्रीय व्यापार को गति देगी और लगभग 80 लाख व्यक्ति-दिवस का रोजगार भी पैदा करेगी। विशेषज्ञों के अनुसार, यह पूर्वोत्तर भारत के लिए एक गेम-चेंजर साबित हो सकती है। भारत के लिए क्यों है यह परियोजना ऐतिहासिक? यह भारत का पहला ऐसा टनल प्रोजेक्ट होगा जिसमें सड़क और रेलवे दोनों एक ही अंडरवॉटर टनल में होंगी । दुनिया भर में इस तरह की परियोजनाएँ बहुत कम हैं। सरकारी अधिकारियों के अनुसार, यह दुनिया की दूसरी ऐसी परियोजना होगी जहाँ नदी के नीचे सड़क और रेल दोनों एक साथ बनाई जा रही हैं। ब्रह्मपुत्र जैसी विशाल और तेज़ बहाव वाली नदी के नीचे टनल बनाना एक बड़ी इंजीनियरिंग चुनौती है। बाढ़, तेज़ धारा और बदलती नदी-तल की मिट्टी के बावजूद, यह टनल सालभर भरोसेमंद कनेक्टिविटी देगी। ...

Can You Have Two PPF Accounts? A Clear Guide to What the Rules Really Say

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The Public Provident Fund (PPF) has long been considered one of the safest and most reliable investment options in India. Supported by the Government of India , this small savings scheme offers guaranteed returns, tax benefits, and complete capital protection. Because of these advantages, many investors wonder if opening more than one PPF account could help them save more or earn higher returns. But is that actually allowed? The answer lies in the government’s clearly defined rules. Here is a detailed and easy-to-understand explanation of whether you can open multiple PPF accounts, what happens if you do, and the exceptions you should know about. Understanding the PPF Scheme PPF is a long-term savings-cum-investment scheme with a lock-in period of 15 years . During this time, an individual can deposit money every year and earn fixed interest. Key features of PPF include: Annual investment range: ₹500 to ₹1.5 lakh Tenure: 15 years , extendable in blocks of five years Returns: Fully ta...