Indian Tycoons

आज के समय में हेल्थ इंश्योरेंस एक ज़रूरत बन चुका है, न कि केवल एक विकल्प। बढ़ती मेडिकल लागत के कारण सही हेल्थ इंश्योरेंस होना हर व्यक्ति और परिवार के लिए बेहद जरूरी है। भारत में अधिकतर लोग अपना हेल्थ इंश्योरेंस प्लान हर साल रिन्यू कराते हैं, चाहे वह इंडिविजुअल प्लान हो या फैमिली फ्लोटर प्लान। हालांकि, वार्षिक प्लान के साथ एक बड़ा जोखिम जुड़ा होता है। अगर किसी कारणवश आप समय पर प्रीमियम नहीं भर पाते, तो पॉलिसी लैप्स हो जाती है। ऐसे में अगर उस अवधि के दौरान अस्पताल में भर्ती होना पड़े, तो इंश्योरेंस कंपनी क्लेम खारिज कर सकती है। इसी समस्या को दूर करने के लिए अब इंश्योरेंस कंपनियां मल्टी-ईयर हेल्थ इंश्योरेंस प्लान ऑफर कर रही हैं। इस लेख में हम समझेंगे कि मल्टी-ईयर हेल्थ इंश्योरेंस प्लान क्या होता है, इसके फायदे क्या हैं और क्या आपको इसे लेना चाहिए। मल्टी-ईयर हेल्थ इंश्योरेंस प्लान क्या है? मल्टी-ईयर हेल्थ इंश्योरेंस प्लान वह पॉलिसी होती है, जिसमें आप एक साथ कई वर्षों का प्रीमियम जमा करते हैं। आमतौर पर इंश्योरेंस कंपनियां 2 से 5 साल तक के लिए यह विकल्प देती हैं। इन्हें अक्सर मल्टी-पे प्ला...

The sudden death of a loved one is emotionally overwhelming. Amid grief, families may also face financial concerns, especially if the deceased held a credit card or loan. A common question arises: Can the bank recover the outstanding debt from the family, or can it seize property, bank balance, or jewelry? The answers lie in the Reserve Bank of India (RBI) rules and the country's succession laws. This article explains in simple terms what families need to know to protect themselves and handle a deceased relative’s financial matters confidently. Are Family Members Responsible for the Deceased’s Debt? The first and most important point: Family members are not personally liable for a deceased person’s credit card bills or loans. What the law says: According to Indian banking regulations, the bank cannot force legal heirs—spouse, children, or parents—to repay the debt from their own money. Violation of rules: If bank agents pressure the family to pay from personal funds, it is a dir...

Selling a property is not just about finding a buyer and signing an agreement. It is a major financial move that needs careful planning, legal awareness, and smart decision-making. A small mistake can reduce your profit by lakhs, while the right strategy can help you earn much more than expected. In India, many people sell their property in a hurry due to personal needs, market pressure, or lack of knowledge. This often leads to undervaluation, tax problems, and legal complications. If you follow the right process, you can sell your property safely, smoothly, and at the best possible price. 1. Plan Your Sale with Tax in Mind Before putting your property on the market, understand how capital gains tax works. If you sell within 2 years of purchase , the profit is treated as short-term capital gain and taxed as per your income slab. If you sell after 2 years , it becomes long-term capital gain and is taxed at 12.5% (or as per old rules with indexation) . Smart Tip: You can save tax by ...

Davinder Singh, Founder of M/s Shah Ji D’ziners, is a prominent figure in the Indian fashion and garment industry, admired for his commitment to quality, tradition, and innovation. His professional journey reflects decades of dedication to fabrics and fashion, shaped by a strong family legacy and guided by a clear belief that style should be accessible, inclusive, and meaningful. Davinder Singh is the son of Shri Bhupinder Singh and belongs to a family whose association with fabrics and textiles began in the historic period following India’s Partition in 1947. When his forefathers migrated to Delhi, they rebuilt their lives through sheer hard work and an unwavering commitment to honest business practices. Textiles became the foundation of the family’s livelihood and, over time, an integral part of their identity. This rich background laid the groundwork for a legacy that Davinder Singh proudly represents as the third generation. From an early age, Davinder Singh was surrounded by fabri...

Fashion is most powerful when it tells a story—and Shah Ji D’ziners tells one of heritage, perseverance, and refined artistry. With roots that trace back to 1947 and over three decades of excellence in designer wear, Shah Ji D’ziners has grown into a trusted name for wedding and occasion fashion. Blending traditional craftsmanship with modern design sensibilities, the brand stands as a symbol of elegance, quality, and accessible luxury. A Heritage Born from Fabric and Faith The journey of Shah Ji D’ziners began in the aftermath of India’s Partition, when the family migrated to Delhi and established themselves in the fabric business. Starting from the vibrant textile markets of the city, the family built a reputation based on quality fabrics and honest trade. Over time, textiles became more than a business—they became a legacy passed from one generation to the next. Growing up in this environment, the present founder was deeply influenced by the world of fabrics and fashion. After comp...

 आज की वैश्विक दुनिया में बिना वीज़ा या आसान वीज़ा प्रक्रिया के यात्रा करने की सुविधा किसी भी देश के नागरिकों के लिए एक बड़ी ताकत मानी जाती है। हर साल जारी होने वाला Henley Passport Index इसी ताकत को मापता है। अब Henley Passport Index 2026 जारी हो चुका है और इसमें कई अहम बदलाव देखने को मिले हैं। एक बार फिर सिंगापुर ने दुनिया के सबसे ताकतवर पासपोर्ट का खिताब अपने नाम किया है, जबकि भारत की रैंकिंग में सुधार हुआ है, जो देश की बढ़ती वैश्विक स्थिति और कूटनीतिक मजबूती को दर्शाता है। इस लेख में हम जानेंगे कि 2026 में कौन-सा देश टॉप पर है, भारत और पाकिस्तान की स्थिति क्या है, पासपोर्ट रैंकिंग का महत्व क्या है और भविष्य में भारत के लिए क्या संभावनाएं हैं। Henley Passport Index क्या है? Henley Passport Index दुनिया की सबसे भरोसेमंद पासपोर्ट रैंकिंग सूची मानी जाती है। यह इंडेक्स International Air Transport Authority (IATA) के आधिकारिक डेटा पर आधारित होता है। इस इंडेक्स की मुख्य विशेषताएं: 199 देशों के पासपोर्ट शामिल 227 अंतरराष्ट्रीय गंतव्यों का मूल्यांकन वीज़ा-फ्री, वीज़ा-ऑन-अराइवल और ...

Buying or selling property in India is one of the most important financial decisions a person makes in their lifetime. Whether it is a flat, plot, or commercial property, a single deal often involves years of savings and future security. Some people sell property to take advantage of rising market prices, while others do so due to personal needs, relocation, or to invest in a new property. However, many sellers make the mistake of selling in a hurry or without proper planning. This often results in financial loss instead of profit. A small oversight—whether related to tax, pricing, or documents—can cost you lakhs of rupees. To avoid such losses and to maximize your returns, it is very important to understand a few basic but critical rules before finalizing a property sale. Below are some essential property selling tips explained to help you make a smart and profitable decision. 1. Understand Capital Gains Tax Before Selling One of the biggest mistakes sellers make is ignoring capital g...