Indian Tycoons

दिवाली — रोशनी का त्योहार — भारत का सबसे प्रिय और प्रतीक्षित पर्व है। यह सिर्फ़ पटाखों और दीयों का त्योहार नहीं, बल्कि अंधकार पर प्रकाश, असत्य पर सत्य और बुराई पर अच्छाई की जीत का प्रतीक है। हर घर में दीप जलते हैं, मिठाइयाँ बाँटी जाती हैं, और लोग नए उत्साह के साथ नई शुरुआत का स्वागत करते हैं। लेकिन दिवाली केवल उत्सव का नाम नहीं है — यह जीवन और धन प्रबंधन के गहरे सबक भी सिखाती है। जिस तरह हम अपने घरों की सफ़ाई और सजावट करते हैं, उसी तरह हम अपने वित्तीय जीवन को भी व्यवस्थित और उज्जवल बना सकते हैं। तो आइए इस दिवाली 2025 पर जानें पाँच ऐसे पैसों से जुड़े सबक , जो आपकी आर्थिक ज़िंदगी को रौशन कर सकते हैं — ताकि अगली दिवाली तक आप केवल घर ही नहीं, बल्कि अपने भविष्य को भी रोशनी से भर सकें। 1. अपने ख़र्चों की बेहतर योजना बनाएं — संतुलन ही असली रोशनी है दिवाली का मौसम खरीदारी, तोहफों, सजावट और नई चीज़ों से भरा होता है। इस दौरान खर्चा नियंत्रण से बाहर जाना बहुत आसान होता है। लेकिन जैसे भगवान राम की वापसी ने अयोध्या में संतुलन और व्यवस्था लौटाई थी, वैसे ही आपके वित्तीय जीवन में भी संतुलन ज़...

Diwali, the festival of lights, is synonymous with celebration, joy, and gift-giving. Among the gifts exchanged, cash is one of the most popular, along with gold and silver. While giving and receiving gifts is a tradition, it’s essential to understand the tax rules associated with cash gifts and how much cash you can safely keep at home without running into trouble with the Income Tax Department. In this article, we simplify these rules, with guidance from Chartered Accountant Dr. Suresh Surana , so you can enjoy the festival stress-free. Understanding Cash Gifts and Tax Rules The Indian Income Tax Act, 1961, has clear provisions regarding gifts under Section 56(2)(x) . The law states that any sum of money received without consideration—that is, as a gift—from someone may be taxable depending on who gives it and how much is received. In simple words, cash gifts may or may not attract tax based on: Relationship of the giver – relative or non-relative Total value of gifts in a fina...

From the historic town of Serampore in West Bengal emerges a young writer whose words resonate with thoughtfulness, depth, and emotion. Satadru Barua is not just a storyteller; he is an observer of life, exploring human experiences with sensitivity and insight. His work, ranging from poetry and essays to short stories, reflects a unique ability to connect with readers while portraying the subtle beauty of everyday moments. A Young Writer with a Vision Though early in his literary journey, Satadru Barua has already shown remarkable promise. His writing is a reflection of his keen observation, cultural roots, and philosophical thinking. Growing up in Bengal, a region steeped in literature and art, he developed a natural affinity for words and storytelling. What sets him apart is his capacity to explore life’s complexities without exaggeration—his narratives feel both authentic and relatable. Whether he writes about joy, sorrow, hope, or self-discovery, Satadru invites readers to refle...

Kashmir, often described as “Heaven on Earth,” is a land of mesmerizing landscapes, vibrant culture, and natural treasures. From snow-capped mountains to lush orchards, the valley is home to some of the finest produce in the world. Capturing this richness and bringing it to your home is Crafts Kyari — a brand that embodies the purity, heritage, and wellness of Kashmir in every product. Crafts Kyari is more than just a provider of dry fruits, saffron, or wellness products. It is a journey into the heart of the valley, a celebration of centuries-old traditions, and a promise of authenticity, quality, and elegance . The Philosophy Behind Crafts Kyari At the core of Crafts Kyari is a deep respect for Kashmir’s heritage and natural bounty . The brand believes in delivering products that are handpicked, naturally processed, and thoughtfully packaged . Every item reflects the passion of local artisans and farmers who have nurtured these traditions for generations. Crafts Kyari is driven...

Mayaa SH is a prominent Indian author, women's rights activist, and social champion known for her extensive contributions to contemporary literature and her advocacy for gender equality and women's empowerment. Born in Kolkata, West Bengal into a prominent Army Family, she writes in both English and Hindi. Mayaa SH has garnered national and international recognition for her work, including numerous awards and world records. Mayaa SH is a known name in contemporary literature and advocacy for social justice, particularly for marginalized communities and survivors of domestic violence, demonstrates her willingness to tackle sensitive and often uncomfortable topics. She believes in creating a culture that actively fights for equity and opposes oppression in all its forms, which requires continuous effort and a fearless transgression of boundaries. Her work in mental health and suicide prevention, where she uses conversation as a tool to help individuals, further illustrates her de...

The digital revolution that promised convenience and connectivity has also unleashed a silent storm — one that’s draining bank accounts and shattering trust across the capital. In just ten months of 2025, cybercriminals have duped Delhi residents of nearly ₹1,000 crore , according to alarming data shared by the Delhi Police . From fake investment opportunities to “digital arrests” and impersonation scams, fraudsters are exploiting fear, greed, and technology with devastating precision. But the story isn’t all grim. Enhanced police coordination, faster reporting, and growing awareness are beginning to turn the tide — helping victims recover millions before the money disappears into global cyber networks. This in-depth report unpacks how these scams work, why they’re so effective, and what every digital citizen must do to stay safe. 💰 The Shocking Scale of Cyber Fraud in Delhi Cybercrime has evolved from isolated incidents into an organized global industry. The figures from Delhi ...

एक चुपचाप किए गए नीति परिवर्तन से भारतीयों की वित्तीय सोच बदल सकती है। सरकार के नए नियम के अनुसार, कर्मचारी 12 महीने के भीतर EPF में से लगभग पूरी राशि निकाल सकते हैं , जिसमें केवल 25% लॉक इन रहेगा। जबकि कई लोग इस लचीलापन का स्वागत कर रहे हैं, वित्तीय विशेषज्ञ चेतावनी देते हैं कि यह अल्पकालिक राहत लंबे समय में भारी पड़ सकती है। इस कदम से EPF की सबसे बड़ी ताकत— कंपाउंडिंग —खतरे में पड़ सकती है। EPF नियम में क्या बदलाव हुआ EPF भारत की सबसे भरोसेमंद रिटायरमेंट स्कीमों में से एक है। पहले यह दीर्घकालिक बचत को प्रोत्साहित करता था और फंड को आमतौर पर तब तक लॉक रखा जाता था जब तक आप नौकरी बदलते या रिटायर नहीं होते। लेकिन अब, नए नियम के तहत, कर्मचारी जॉब छोड़ने के सिर्फ 12 महीने बाद PF का 75% तक निकाल सकते हैं , केवल 25% लॉक इन के साथ। सरल शब्दों में: पहले PF की बचत 5–7 साल तक ज्यादातर अप्रत्यक्ष थी। अब, आप केवल एक साल बाद अधिकांश राशि निकाल सकते हैं। इससे EPF अब एक लचीले बचत खाते जैसा हो गया है, न कि वास्तविक रिटायरमेंट फंड। कंपाउंडिंग क्यों महत्वपूर्ण है कंपाउंडिंग—ब्याज ...