Forget FDs! These 5 Government Schemes Offer Higher Returns with Zero Risk

Secure your future with smarter, safer investment choices millions already trust For decades, Fixed Deposits (FDs) have been the go-to investment for Indian households. They are simple, safe, and backed by banks. But times have changed. With falling FD interest rates and rising inflation, the real returns from FDs have taken a serious hit. Many investors are now looking for better alternatives that offer safety, tax benefits, and higher returns — and the good news is, such options do exist . Several government-backed saving schemes provide more interest than FDs , along with guaranteed returns. Let’s explore 5 such trusted government schemes that are not only outperforming FDs but are also already being used by crores of Indians . ๐ก Why Consider Alternatives to FD? Here’s why FDs may no longer be your best option: Interest rates are as low as 5.5%–6.5% , especially for regular investors. FD returns are taxable , reducing your overall profit. The interest often does...